Wednesday, February 29, 2012

Earn Big With Superpoints

I've been using Superpoints for a little while now and I love it! If you haven't joined yet, click here to sign up.

Tuesday, February 28, 2012

Wednesday, February 15, 2012

What's Your Credit Score?

When I was eighteen years old and enrolled in college, I was hired on at US Bank. I started out doing simple data entry, faxing and filing. After working in the Home Equity Alternative Retail Division for just a few months, I had been introduced to a whole new world. I knew that a person's credit score was important but I had never actually seen a credit report.

After about a year, I was moved over to the mortgage loan processing division where I gained even more knowledge about credit worthiness.  It is amazing what all is incorporated into your score.  I picked up a lot of tips about different things that I could do to increase my score.  It's not all about making your payments on time, it's also about being consistent and making sure that your debt-to-income ratio isn't too high.  Every year you are entitled to receive a copy of your free credit score.  I highly recommend doing this because it could save you a lot of time and hassle when you need to get a loan.  If there is something wrong with your credit report, the sooner you resolve the problem, the better.  

I'm really glad that I had the opportunity to absorb this information.  It comes in handy!

Decisions, Decisions

Thanks for the post from Barney Crosby

My husband and I just bought our first house, and I have been baffled by all of the choices we have to make. I thought certain things would be easy, but there are even a ton of home security systems in utah to choose from. If a decision on a home security system was hard for me to make, I’m sure you could imagine how hard it was for me to decide what color to paint the house, and what furniture to buy. I couldn’t make a decision on the furniture before deciding on paint, and there are so many shades in the color spectrum. Did I want to go with a warm color palette, or would bright be more fun? My husband is pretty easy going, so he doesn’t care what I choose. I just wish I had the ability to be more decisive, or the money to hire an interior decorator. It would make my life so much easier! I think I’m just going to call in my girlfriends and have them help me since my husband doesn’t seem to care either way.

Wednesday, February 1, 2012

Want To Make Some Money?

On my other blog It's My Life, I have posted what I made in the month of January. You can see how much I made from different companies and there are links so that you can join and start earning as well.