Saturday, March 17, 2012

Sacrifices

Thanks for the post from Sylvester Campbell

Listen, I will be the first person in the world to tell you that New York is a wonderful place to live. I love my city, and I can’t imagine living anywhere else. It is kind of a running joke in my family that I should get some referral money from the city based on the number of people I’ve convinced to move here. I truthfully don’t understand why anyone would choose to live anywhere else. I understand obviously that it’s an expensive place to live, but there are definitely ways to save money if you’re savvy about it. I shop at secondhand storesa lot of the time, and I don’t get to eat out as much as I want, but the ability to sit in Central Park on a sunny Saturday absolutely outweighs those minor sacrifices I make. One of the best ways I’ve found to save money that requires virtually no effort is to change my energy provider. I checked out New York Energy Rates at the recommendation of a friend, and was amazed that I was overpaying with my current provider. I made a change and save money every single month. It couldn’t be easier.

Wednesday, February 29, 2012

Earn Big With Superpoints


I've been using Superpoints for a little while now and I love it! If you haven't joined yet, click here to sign up.

Tuesday, February 28, 2012

Wednesday, February 15, 2012

What's Your Credit Score?

When I was eighteen years old and enrolled in college, I was hired on at US Bank. I started out doing simple data entry, faxing and filing. After working in the Home Equity Alternative Retail Division for just a few months, I had been introduced to a whole new world. I knew that a person's credit score was important but I had never actually seen a credit report.

After about a year, I was moved over to the mortgage loan processing division where I gained even more knowledge about credit worthiness.  It is amazing what all is incorporated into your score.  I picked up a lot of tips about different things that I could do to increase my score.  It's not all about making your payments on time, it's also about being consistent and making sure that your debt-to-income ratio isn't too high.  Every year you are entitled to receive a copy of your free credit score.  I highly recommend doing this because it could save you a lot of time and hassle when you need to get a loan.  If there is something wrong with your credit report, the sooner you resolve the problem, the better.  

I'm really glad that I had the opportunity to absorb this information.  It comes in handy!

Decisions, Decisions

Thanks for the post from Barney Crosby

My husband and I just bought our first house, and I have been baffled by all of the choices we have to make. I thought certain things would be easy, but there are even a ton of home security systems in utah to choose from. If a decision on a home security system was hard for me to make, I’m sure you could imagine how hard it was for me to decide what color to paint the house, and what furniture to buy. I couldn’t make a decision on the furniture before deciding on paint, and there are so many shades in the color spectrum. Did I want to go with a warm color palette, or would bright be more fun? My husband is pretty easy going, so he doesn’t care what I choose. I just wish I had the ability to be more decisive, or the money to hire an interior decorator. It would make my life so much easier! I think I’m just going to call in my girlfriends and have them help me since my husband doesn’t seem to care either way.

Wednesday, February 1, 2012

Want To Make Some Money?

On my other blog It's My Life, I have posted what I made in the month of January. You can see how much I made from different companies and there are links so that you can join and start earning as well.

Tuesday, January 31, 2012

#Giveaway - Win $50 Cash In The PayPal Frenzy Giveaway


Protect Yourself With IdentityHawk

I'm sure you have heard the horror stories about someone who has had their identity stolen.  I am embarrassed to say that for that a long time I did not feel like I was at risk. It's the usual story, I just thought that it would happen to other people. "That can't happen to me" is a common misconception. 

Identity theft protection is really important. I actually had someone make purchases with my credit card. I was actually pretty lucky because I was able to take action right away.  I had my account set up so that every time a transaction was made, I received notification via email.  This enabled me to contact the company where the purchase was made, cancel the transaction and inform them that the transaction was not made by me.  Next, I was able to contact my credit card company.  I was able to deactivate the card and have them send me a new card with a new credit card number.  I could have saved myself a lot of time and frustration if I had just joined IdentityHawk.

There are many ways to have your identity stolen and the first step to protecting yourself is to take action.  

Disclosure: This post is brought to you by www.identityhawk.com. All opinions expressed are 100% my own.

Monday, January 30, 2012

Play Deal or No Deal for Free & Win Cash & Prizes


Play Deal or No Deal for Free You can compete for cash and prizes, just like contestants on the actual game show. Get ready to to make a deal!

Wednesday, January 25, 2012

Penny Stocks

I'm probably one of the only people who goes to a casino and spends my time at the penny and nickel slots. I work hard for my money and I do not want to throw it all away. That's why I don't bet tens, twenties or fifties. I'm perfectly content with spending a few cents here and there and seeing what happens.

I just found out that you can invest in Penny Stocks.  I wouldn't cry over losing a penny but I would love to make some more pretty pennies.  Wouldn't it be cool if I bought a share of one of the Penny stocks to watch and made $100?  I would be happy with any profit, but $100 would make my day!

Disclosure: This post is brought to you by buypennystocks.com

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MySavings Media Super Affiliate Program

Working In The Real World

While I was in college, I had a job doing data entry and basic office work. After being there for a little while, I was offered a position as a mortgage loan processor. I really enjoyed my job because it gave me the opportunity to learn a lot of valuable lessons. 

I was only nineteen, but even at that age I knew how important it was to have your affairs in order.  I can't even tell you how many times I had to deal with someone working in estate law having to do with a person's will.   I don't want there to be any problems when I pass away, so I will have papers drawn up by an estate lawyer barrie.

Thursday, January 19, 2012

Calling All Bloggers: Join The PayPal Frenzy Giveaway

Looking for more followers, Facebook likes, comments or more?  Join the PayPal Frenzy giveaway here.  You choose how many links you want to include.  It's $2 per mandatory entry (you can have as many as you like) and $1 per extra entry.  This means that you could have five mandatory entries and no extra entries or one mandatory and three extras, it's completely up to you!

Monday, January 16, 2012

Cash4Books

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I love this website!! It's so easy to make money!

Valued Opinions

As a member you will receive regular invitations to participate in surveys which will be of interest to you. You can expect surveys on an array of topics, from green issues to healthy living; fast food to slow trains; and politicians to favorite films.

By being a member of the Valued Opinions online panel you can be sure to earn rewards for your valued contribution to market research. All you have to do is complete the surveys we send you, collect sufficient rewards and we will open the gates to our selection of rewards.

Registering is free and easy and shouldn't take you more than 5 minutes to complete. It is really easy, you just need to supply basic information about yourself so that we can register you and begin sending you surveys.
Publish Post

Once you submit the registration form, we will send an email to the email address with which you registered. Simply log into your email account and click on the activation button contained within the welcome email. It is that simple!!!

Saturday, January 14, 2012

Cash and Carie

Guest post written by Kevin Beach

Cash and Carie is a new show that I have just recently started watching. If you haven’t heard of it or seen it you should look for it on your Direct TV guide. The show is hosted by a lady named Carie who has been finding antique furniture and refinishing it for years. She has a little furniture boutique where she sells her finds to interior decorators and the like. The show follows her around to different places where she looks for neat finds in people’s attics and garages and living rooms that she can refinish with metallic paints and recover with brightly printed fabrics. It goes through the process of her finding the pieces as well as negotiating a price for them with the owners of the items. She then takes them back to her shop and has them refinished and then sells them in her store. She also will put some of them online for sale. The other thing I have seen her do is set up an estate sale for people who have lots and lots of things to get rid of.

This post is brought to you by http://www.expertsatellite.com.

Thursday, January 12, 2012

SurveySpot

Join SurveySpot and participate in online research studies that match your interests and demographics. Frequent opportunities, average of 24 surveys a month. You'll earn prize draw entries every time you participate in a survey for a chance to win up to $12,000! Click Here

Wednesday, January 11, 2012

Consumer Advisory Panels - Men

Consumer Advisory Panels - Women

Share Product Views and Earn Rewards! Become a member of the Consumer Advisory Group where you can enter sweepstakes for prizes including $50 Gift Cards for completing surveys, as well as opportunities to earn individual gift cards. Click Here

Tuesday, January 10, 2012

MyView - Get Rewarded For Your Opinion

MyView is a global community of expert individuals who express their open, honest, and valid opinions on a wide range of topics.

By experts, they mean folks just like you who are knowledgeable or passionate about almost any topic. Gaming. Business. Family. Movies. TV. Books. Technology. You name it.

It's pretty simple. You tell them what you think about stuff like:

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Monday, January 9, 2012

Join Synovate & Earn Reward Points, Prizes & Sweepstakes Entries


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